Most of us have frustations in handling our finance.Sometimes, we don't know where do we spent our money.Sometimes we're just surprised OOPS!we had lot of debts already. It is wise to know where our money exactly goes. It is advisable also to write down every penny you spend for at least 2 months, not realy lifetime.. so that you have an idea where you money is going.
It's also important to set prioritiesregarding money.Focus on two or three big golas that you value, set a time line and then break the goal into smaller steps. It's also helps when we read some investment books, ask for friends who are money wise so that we could make use our money wisely.
Dont't carry a big debt. If you borrow certain amount of money in a bank, make sure it is for long term investment. You should consider also the interest rate of the bank if you could paid it every month. Invest in job skills and don't expand their lifestyle as fast as their salaries. It's good opportunity if you have extra money, invest in studying maybe masteral degree or creat small business.Avoid pricy diversion.Become expert in low-cost living. Live in simpler life. When we die, we can't bring these things to us in the grave. Don't be too greedy regarding money. Learn to share what we have to the needy..It's great feeling when we learn to help other people. To see their smile when we give something to them, it's a priceless treasure we could receive.
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